Electrical Upgrades Insurance in Tacoma
One of the things that many electrical companies overlook during the consultation process are the new electrical upgrades insurance companies are requiring. This can lead to a wide range of problems that can increase expenses, extend deadlines, and make completion dates almost impossible to meet. South Sound Fire & Security LLC takes the guesswork and hassle out of navigating insurance stipulations.
As a home or business owner, there will be times when you’re going to want to make changes or upgrades to your property to reflect today's modern trends in technology. Investing in an electrical upgrade now could mean the value of your property will significantly increase, whether in monetary value or in the ability to communicate with your employees and customers and increase productivity.
During our comprehensive consultation process, we’ll assess your remodeling plans and current infrastructure. Completing a thorough inspection will allow us to identify hidden problems using advanced thermal imaging technology. We’ll make sure you are prepared, no matter your goals or how complex your structural modifications may be.
Why Your Insurance Company Wants You to Perform an Electrical Service Upgrade
Insurance professionals are familiar with the current statistics which point to a high incidence of electrical fires and other hazards due to bad wiring, insufficient components and a lack of maintenance. If your property has recently been inspected and your electrical contractors found issues with an overloaded main service panel, bare or ungrounded wiring, or any other wiring set up that could lead to damage down the road — you will need an electrical service upgrade. In some cases, the main service panel will need to be replaced to allow for more power to be drawn from the utility.
If you fail to complete a service panel upgrade as requested from your policyholder, your insurance coverage may not be valid.
Electrical Panel Wiring Solutions for All Insurance Policies
When we bring an electrical panel up to code, we are required by law to bring the surrounding electrical panel wirings up to current safety standards. In some cases, an electrical panel replacement will cost significantly more than your initial estimate because of code violations like, knot and tube wiring, aluminum wiring, and insufficient wiring insulation or grounding.
Why an Insurer Will Ask for an Electrical Panel Replacement
If your property has recently undergone an electrical inspection and there were problems with breakers, circuits or old wiring, your insurance company may require you to upgrade your panel or ask you to perform a complete electrical panel replacement. Here are some things to look for:
- The service panel is hot
- There is a burning, melting, or chemical-type smell coming from the unit
- Your breakers are tripping frequently
- Switches aren’t capable of processing more power than the supporting wiring
- The panel is oversubscribed
- Main service panel needs to be replaced to provide more power from the utility
- A fuse box cannot support the required load
- Your electrical service box is double tapped
- New appliances are being installed which require more power than your service panel can carry
Book your free consultation with Tacoma’s electrical upgrades insurance requirements specialists today. Call us now for more information.